Why Invest With Evanstina Properties
Additional Information
If we used the same £50,000 and invested it into property then we could purchase a property that was worth approximately £160,000. As mentioned previously,this is achieved through using a mortgage or other lending facility. Given the current market conditions let's assume that the property market also increases in value by 7% per annum (even though it increases at a higher rate in normal conditions).
After 10 years, the property has increased in value from £160,000 to £314,744 (say £315,000). Our original investment of £50,000 is now worth more thatn £265,000. That is a return on investment of over 500%!
However, we must consider that we will have interest to pay in borrowing this money. But the great thing is that this cost wil be covered by tenants who will rent the property from us and therre will almost certainly be a surplus income which we can spend however we want.
Therefore our investment has significantly increased in value over time and it has given us additional income to help improve our lifestyle.
The most important thing, is that the property will be tenanted as much of the time as possible. Therefore it should be in areas of high rental demand such as City Centres, close to good amenities, transport links, nearby bars, cafes, supermarkets, shops and restaurants, or close tro Universities and office districts.
Evanstina Properties put this into real life terms; let's take a £100,000 property:
A typical yield we look for is 6-8%, this equates to an annual rental income of £8,000 or £667 per month. The typical deposit needed to buy this property would be 30% which equates to £30,000. This means that we would need to borrow £70,000.
The interest payment on this would be typically be around 5% per annum. This equates to £3,500 per annum or £292 per month. Monthly rental income (£667), minus monthly ortgage payment (£292), equals £375.
Let's assume monthly costs of £75 per month. This equates to a net income of £300 per month which we can use how we like. Once we build up a portfolio of say five properties we have an extra montly income of £1,500. This doesn't even take into consideration the capital growth discussed earlier.
Investing in property is both useful and flexible for many reason. Aside from the obvious financial gains, it can be used to help you achive specific goals. For example, if you want:
- To earn a higher interest rate than leaving your money to sit in the bank
- To earn a higher interest rate than bonds, ISA's and other saving schemes
- To build a portfolio that will give you enough income to retire
- A hands off investment that requires very little of your time
- High yielding returns on Capital
- To invest for your children's future
- A safe and secure investment
It is important that you know what you are trying to achieve from investing in property.
Realising this will help you plan an investment strategy and work towards achieving those financial goals.
Evanstina Properties is a property investment company, founded by Coral which provides free education and investment services for people interested in investing in the UK property market.
We research, analyse and interpret long-term property market trents and present the information in a comprehensive way.
Evanstina Properties Services
Buy-To-Let Property
Buy-to-let property is now a very popular form of investment due to its potential to provide a healthy rental income and capital growth. With the number of people renting privately owned accommodation on the increase and the number of tenants continuing to reise, now is the ideal time to jump on board and take advantage of our property opportunities with low prices, great yields and instant equity gain from day one.
With buy-to-let investment, profit can be achieved in two ways:
- Rental Yields - the amount your tenant(s) pay in rent, minus any maintenance and running costs
- Capital Growth - the profit you earn when you sell your perty at a later date with capital gains.
Our safe and secure, buy-to-let investments are perfect for investors looking th successfully build their own property portfolios, or for those looking for a higher return that they currently get from banks, pensions, bonds and the stock market.
Packaged Deals
If you are looking to invest over the long tertm then earning instant equity in conjunction with strong yields creates the perfec platform from which to build a well balanced portfolio that can be developed over time.
Our Investors
- People looking for additional retirement income
- People looking for high yielding investments
- People looking for a safe and secure investment
- People with £30,000 - £3m capital to invest
- People looking to build a buy-to-let property portfolio
- High return than the banks, pensions, bonds and the stock marke
- People looking to invest money for their children's future.
Our Services
At Evanstina Properties we spcialise in assembling deals that provide both small and large investors with access to investment properties. However, there are many other services that form part of the deal.
Our range of flexible services are available for our investors to take advantage of. Many of our investors prefer to be completely hands off so that we will take care of each step of the process.
For example, furnishings, solicitors, lettings and management are all areas where we have access to for our investors.
Some of our investors choose to take care of these areas themselves if they prefer a more hands on approach to property investment. The most important aspect is that all of our investors are able to take advantage of our ability to purchase properties in bult resulting in all of our property deals being of high yielding.
Below is a list of the key services we offer investors:
- Property Deals - Evanstina Properties has many years experience in property investing. This method provides both large and small investors with access to property deals that simply cannot be found elsewhere. We work closely with our investors in slelcting the right property deals that are tailored to meet their investment requirements and help to achive long term financial objectives.
- Due Dilligence - We have a clear and detailed due diligence process that we carry out on every new property deal. This due diligence process can take several weeks as we develop and understanding of the build quality, local property values, the strength of the rental demaind, typical sales prices, typical rental prices, other nearby investment, transport routes, local amenities and more.
- Solicitors - Our panel of Solicitors play a key role in the acquisition of our properties deals because they are experienced in carrying out multiple transactions at a time. This also helps to avoid unnecessary costs and delays that often occur on regular property transactions. However, some of our investors do choose to use their own solicitor if they already have a long standing relationship with them.
- Personal Services - We understand that every investor is different. Some of our investors are very new to the buy to let market and require a more hand held personal service where we help them take care of every steop of the process all the way through to completion. Other more experienced investors prefer that we keep them updated on up coming property deals so they can commit to the purchase at the earliest opportunity. Either way, we pride ourselves on bing experienced property people who provide our investors with a personal service that suits their requirements and helps them achieve their investment ambition.
Our Process
At Evanstina Properties we make it a very simple process for investors looking to invest in part of our bulk deals. Below we provide a simple guide on the steps you need to take to start investing in buy to let property.
Plan/Strategy
Our property investment consultants are experts in planning the best strategy for you to achieve your investment goals. Then will work with you to understand your situation so that they can recommend the right properties that will help you towards achieving your financial objectives.
Finance
If you don't have an existing relationship with a morgage broker then you can speak to one of ours who will qualifiy your situation and recommend a suitable mortgage product.
Property
Our consultants will organise viewings and provide the necessary due diligence to enable you to choose the right property that suits your investments criteria. They will also help you through each step of the pruchase process all the way through to completion.
Reservation
When you have found a suitable property your property investment consultant will issue the necessary paperwork so the property can be reserved in your name. In order to reserve the property, the consultant's fee is to be paid in full, and full details of the property will be released.
Purchase
We will take care of as much of the process as you would like. We will help you instruct your solicitor, ensure the mortgage application is processing and make sure a tenant is lined up so that your investment is ready for completion.
Completion
You now own the property. We are always here to help with any issues that might arise in the future.
What You Can Do Now
Contact Coral on 07973410540. There you will start the process of moving closer to your dream investment property.